Across every industry, advances in technology are changing how businesses operate in both large and small ways. In many cases, these changes are improvements, as they can lead to more streamlined processes and higher profit margins. However, small businesses especially can be caught between a rock and a hard place when it comes to keeping…
It’s reasonable to expect, at this point, that all of your employees have a smartphone, and that they bring it to work with them on a regular basis. What’s not always so clear, however, is whether it’s a good idea to allow them to use their smartphone for company business. While there are some clear…
There is little doubt that return to work programs for employees injured on the job can help reduce worker’s compensation costs while minimizing the disruption to the workplace caused by the loss of the injured worker. However, putting together a return to work program that’s effective can be a challenge. A lot of the reason…
Large companies are under greater pressure than ever before to manage risk and protect their assets. Investors, shareholders, and regulators alike drive implementation of enterprise risk management programs, but those programs are not always effective. Let’s look at some of the most common mistakes made in addressing risk in larger companies and how they can…
The integration of wireless, connected technologies into our everyday lives has accelerated in recent years with smaller devices capable of an increasing number of advanced applications. The relatively low cost availability of Bluetooth connected wearable devices like fitness trackers smart watches and more makes them a perfect companion for those struggling with health problems or injury. The…
We are in the midst of a sweeping opioid epidemic. The prevalence of opioid pain killers for treating chronic pain in American adults has created a crisis throughout the country as these highly addictive pharmaceuticals create addicts, at times leading them to cheaper, but often devastating illegal drugs like heroin. The workers’ compensation industry has…
Whether you work with contractors regularly or only occasionally, it’s important to understand how that relationship impacts liability in various situations. When you’re dealing with a mistake made by a contractor that has led to a lawsuit, or with an injury to a contractor that occurred while they were working on your jobsite, you need…
Identity theft is a growing threat, and the truth is that much of it happens in the workplace. Whether it’s data taken from your computer directly or accessed through a wider security breach, the loss of your employees’ personal information is a major problem on multiple levels. Fortunately, there are several concrete steps you can…
They can attack anytime, anyone, anywhere. Whether they use a virus, phish, or malware, cybercriminals are not only targeting Fortune 500 companies but gradually even smaller businesses. As a matter of fact, small business employers are becoming a target for cybercriminals because they can provide access to larger networks and have valuable customer…
A professional liability policy, also commonly referred to as errors and omissions insurance, covers instances of negligence and the costs of any resulting claims. This is most applicable in industries that provide professional advice or services, and it functions in a slightly different way than general liability insurance. Just because you have professional liability…