Paul Ryan’s plan to alter “Obama care” is happening. However, the American Health Care Act (AHCA) or “Ryancare,” has hit political snags, Ryancare struggled in the U.S. Senate as some GOP senators expressed concern about the Congressional Budget Office report indicating that health coverage will be compromised for millions of Americans. The report might be…
Although relatively new, cyber insurance policies are quickly becoming an essential part of a comprehensive protection plan for businesses of all sizes. However, not all cyber insurance policies are created equal, and there are several different areas they may or may not cover. If you want to be sure you have the appropriate coverage…
Welcome to the future. Mass market is already seeing cars with assisted driving. Completely driverless cars are just around the corner. Technology behemoths and car manufacturers including Tesla, Google, GM and Uber, are pushing prototypes by endless testing hours in hopes of manufacturing the vehicles soon. While insurance firms, consumers and businesses try to…
Even if your business isn’t in an area at high risk for flooding, it’s worth considering whether you need flood insurance coverage. Even minor flooding can cause substantial damage, and there are very few locations that are completely free of the risk of flood. Of course, if you’re located near a river or along…
With the internet fast becoming a ubiquitous part of most businesses, the need for proper protection in this area is only going to increase going forward. Fortunately, cyber insurance policies can be easily added on to your existing business coverage, but they’re far from a one-size-fits-all solution. Who Needs It? At this point, just about…
A lawsuit filed in Los Angeles County Superior Court alleges that California’s workers’ comp system discriminates against women. The suit, filed on behalf of several women and the Service Employees International Union argues cases in which women’s disability benefits were cut because medically trained evaluators, who are overwhelmingly male, blamed their health conditions, which were…
California’s workers’ comp reforms have made some good improvement, but it still has the most expensive system in the nation. In 2013, the state implemented reforms and medical trends stabilized indicating that many components of the reform are working. However, relative to other states, California has the highest incidences of partial and permanent disability claims. Furthermore, it…
There are many potential benefits to establishing a wellness program for your business, and few drawbacks. Especially if yours is a small company, you may be concerned about the cost. But the truth is that there are many inexpensive steps you can take to build a culture of health and wellness in your workplace. WELLNESS…
While a workers’ compensation insurance policy is a necessity for just about any business, the costs associated with it can become a major burden very quickly. One reason for this is the leakage that can occur on each individual claim, driving up their cost, and subsequently the cost of your premiums. Fortunately, there are things you can…
As the owner of a small or medium sized business, you have a significant interest in keeping the costs of your business insurance, particularly workers’ compensation insurance, under control. These costs can prove to be a substantial strain on many companies, and so it may be worth joining a Professional Employer Organization (PEO) to try…