There’s no denying the impact new technologies are having on workplaces in a wide variety of industries every day. That trend will only increase as artificial intelligence (AI) and other robotics-based advancements find their way into the day-to-day operations of all kinds of companies. The changes this will bring about are the topic of much…
Workers’ compensation fraud is not necessarily common, but it does happen, which is why a basic level of investigation is recommended when you suspect there is something wrong with a claim. The cost of a cursory investigation can be much less than the long-term costs of a false claim on your policy. But what should…
With the pace of technological innovation increasing all the time, it’s essential that the insurance industry keep pace as well. This may include expanding current types of policies to cover new scenarios, or it may mean creating new types of policies all together. As a consumer, it’s important that you know what you’re covered for,…
The beauty of being human is that we are flawed and we make mistakes. Unfortunately, there are plenty of people out there trying to take advantage of those small mistakes that could cost businesses millions of dollars. You might have heard the term social engineering which is otherwise known as a way of taking advantage…
As a business owner, you’re aware of the risks your business faces, and you likely have comprehensive insurance policies in place to help protect you from a wide range of adverse circumstances and events. These policies typically cover everything from worker’s compensation to professional liability, and even damage from natural disasters. However, you may still…
In light of the recent global ransomware cyber-attack, many small and mid-size businesses should take cautionary note…don’t get caught off guard as every business is at high risk from these attacks. Although large corporations seem more prepared, the smaller businesses are taking out less policies for cyber warfare. Regardless of the size of the…
When it comes to controlling worker’s comp costs, one important area to focus on is getting injured employees back to work quickly. However, there may be unintended disincentives built into the system that help keep workers out longer even when their injuries have healed. While it’s important to make sure injured workers are taken…
There are many types of insurance available for businesses, and as such those in professional sectors are often unsure which are appropriate for them to acquire, and how much coverage is needed. One of the most common questions we get is related to the differences between professional liability insurance, malpractice insurance and errors and omissions…
No matter what type of business you operate, the health and safety of your employees has a direct impact on the success of your company. That’s why having a cohesive health and safety policy is such an essential part of your business strategy. The details of that policy will vary significantly depending on the industry…
The recent healthcare debacle in Washington, D.C. has left many in the industry wondering how this will effect the workers’ comp system. Although the proposed republican bill did not pass, employers can still take steps to ensure they are in the best position for either the existing state of affairs or whatever future legislation may…