Having a workplace centered on ergonomics has many benefits. It improves worker efficiency, and it also helps cut down on many types of workplace injuries, including those related repetitive stress that develop over time. These include things like carpel tunnel syndrome, tendinitis, and back problems, and they can have a long and lasting impact on…
California’s workers’ comp reforms have made some good improvement, but it still has the most expensive system in the nation. In 2013, the state implemented reforms and medical trends stabilized indicating that many components of the reform are working. However, relative to other states, California has the highest incidences of partial and permanent disability claims. Furthermore, it…
Workers’ comp is the most criticized insurance policy. Most employers think worker’s comp as some sort of tax while others just sign a check and move on. Nonetheless worker’s comp is unique for a variety of reasons. However, most of these references are not applicable to all the states and there are exceptions. First, workers’ comp is…
Insurer Carriers in California are demonstrating a blatant disregard to the California Insurance Commissioner call to comply with reform laws to lower premiums and pass on the savings to the employers. As to why they are doing it certainly begs an answer, but they’ve been skirting around the issue successfully over the last few years.…
If you’re still wondering whether or not the November 2016 Republican sweep will impact workers’ comp, you might want to chew on this – there’s huge uncertainty. This is what we know for now: If President Donald Trump keeps his campaign promise, there’s a likelihood of increased medical expense and higher claims frequency. The Department of Labor…
While the vast majority of workers’ compensation claims are legitimate, fraudulent claims create a serious problem for both employers and insurers. Fortunately, there are several things you can do to help prevent outright fraudulent claims, as well as malingering claims that stay open longer than necessary. Hiring Practices – Eliminating fraud starts during the hiring process.…
While a workers’ compensation insurance policy is a necessity for just about any business, the costs associated with it can become a major burden very quickly. One reason for this is the leakage that can occur on each individual claim, driving up their cost, and subsequently the cost of your premiums. Fortunately, there are things you can…
When it comes to California and its trailblazing politics, not many other states in the nation can hold a candle. As a result of Proposition 64, voters approved legalizing recreational use of marijuana and it has reverberated throughout the state causing some headaches for the California Workers’ Compensation system. How will the legalization of weed…
Regardless of the industry you operate in, you almost certainly need to have workers’ compensation insurance coverage if you run a business of any size. While some states exempt very small businesses from this requirement, that does not remove your liability to pay if an employee or contractor is injured on the job. The cost of workers’…
If you operate a business in California, you likely carry workers’ compensation insurance. There are plenty of private insurers that provide this type of coverage, but there is another option as well. Whether you’ve had difficulty finding coverage through private carriers or you simply aren’t satisfied with your current plan, the State Compensation Insurance Fund…